zombie_princess_212006 asked:


Any suggestions for building my own budget, and paying off debts?

Jack N asked:


I want to keep track of my finances and my families. I want to get quicken but I want to know if quicken business is the same as the other quickens. Are they all the same but each one of them has more or are they different?

aimhigh1184 asked:


I am in a Physician Assistant BS Program at St John’s. So when Im 21 im going to earn my BS in Physician Assistant studies. But I don’t want to get my MS because of the opportunity cost of losing 2 years of work and having a higher debt of about 40000. Would I be able to work overtime as a physicians assistant if I just have a BS? I just want to know if I wouldn’t be losing anything or have any disadvantage of just having my BS in PA. Another thing, Im thinking about getting a nice dream house for about 700k-800k. When I get my degree I’m probably going to be making 60-80k after taxes and going to save 50-70k of it for a down payment for about 4 years because I’m going to be living with my parents. Then after these years I want to save up a little more money so that I could eventually get a nice house with an affordable mortgage. Do you have any advice for me? I know this is a lot but I’m really sure about my plan to become a PA.

La-La asked:


a. risk averse
b. savings investment
c. lump sum
d. certifcates of deposit
e. down payment
f. short–term goal
g. venture capital
h. long–term financial goal
i. investment bank
j. risk seeking
1. Savings plan or method you can employ to save money over time (1 point)

2. A financial goal to be achieved within a period of time less than twelve months (1 point)

3. A financial goal to be achieved within a period of twelve months or more (1 point)

4. The part of the purchase price of a high–priced item that the buyer pays, usually in cash, and its not included in the loan amount (1 point)

5. A one–time payment not expected to recur (1 point)

6. An individual who tends to prefer higher risk (possibly higher reward) investments (1 point)

7. An individual who tends to prefer lower risk (lower return) investments (1 point)

8. An investment by an individual or venture capital corporation used to start a new or unusual undertaking (1 point)

9. A firm that acts as an intermediary between a company that needs additional money and potential investors (1 point)

10. A document representing the money an individual deposits into a financial institution for a set period of time as a specified interest rate (1 point)

sexysoxfan1 asked:


1.David Chang was seriously injured in a snowboarding accident that broke both his legs and an arm. His medical expenses included 5 days of hospitalization at $900 a day, $6,200 in surgical fees, $4,300 in physician’s fees (including time in the hospital and eight follow-up office visits), $520 in prescription medications, and $2,100 for physical therapy treatments. All of these charges fall within customary and reasonable payment amounts.

b.What would David’s out-of-pocket expenses be if he belonged to an HMO with a $20 co-pay for office visits?

Patrick H asked:


OK so currently I have about $10K saved up. I am also expecting a $35K inheritance check within the next year. In addition, I have about $34.5K currently outstanding in student loans which I will be paying at about 6.5%. My question is whether I should use that inheritance money to pay off the student loans all at once immediately or should I keep that money and do something else with it (invest etc..)?

a_life asked:


And anybody else besides close family and friends?

David R asked:


1: Savings accounts, money market mutual funds, certificates of deposit, and U.S. Treasury bills are sometimes referred to as cash or cash equivalents because you can get to them quickly and there’s little risk of losing the money you put in.
True False

2: With domestic bonds you loan money to a U.S. company or a government body in return for its promise to pay back what you loaned, with interest.
True False

3: With domestic stocks you do not own part of a U.S. company.
True False

4: Mutual funds pool your money with money of other shareholders and invest it for you.
True False

5: How you diversify, that is, how much you decide to put into each type of investment-is called diversification.
True False

6: Calendar rebalancing means that once a quarter or once a year you will reduce the investments that have gone up and will add to investments that have gone down.
True False

7: Conditional rebalancing is done whenever an asset class does not go up or down more than some percentage.
True False

8: Compounding investment earnings is what can make even small investments become larger given enough time.
True False

9: Even though you typically are responsible for funding a defined contribution plan, you do not receive important tax breaks.
True False

10: A 401(k) Plan is the most popular of the defined contribution plans and is most commonly offered by larger employers.
True False

British.Tabloids asked:


It seems like a no brainer to me! Everybody needs to know how to save and spend wisely, everybody needs to know how to eat right. Have we forgotten what’s important??? There’s just too many people with credit problems and people with problems with their weight.

YouWish asked:


If there is not a bank is there another way without upfront cash?