Defunct asked:


Should I do it by month? One column for income and the other for expenses? What about stuff I’ve bought? Should I use different tabs?

I have the 2003 version. Yes, I live in the Stone Ages. Please do not bother recommending any other software.
To Medic Girl,

I have dial up Internet. Yes, I’m in the Stone Age, but there really isn’t any way for me to get out of it. So if these programs aren’t under 5 MB I have no hope of downloading them without going to a friend’s house and putting it on my flash drive.
What is so difficult to understand about DON’T RECOMMEND OTHER SOFTWARE!!!!

Supergirl asked:


In my personal finance class?
i supposedly have 10,000 dollars and I have to put it into three different stocks, i’ve never had to eal with stocks anyone have any ideas, what would you do???

mandi r asked:


The assignment consists of a list of expenses in one year for a couple. Their life insurance bill is payable in May and their auto insurance is payable in January. Does “payable in” mean they are to start paying in this month, or does this mean they are to pay in full by this month? Your help is GREATLY appreciated. THANKS!!!

mandyleigh asked:


i have stayed at home since i had our son in november. my husband has his own business. i have no clue as to how much money we have. i have no access to any money unless he gives it to me. i have run out of gas and had no money. if i need to go to the store or run errands i have to get money from him first. he gave me 110 dollars for groceries last night. i got to the check out and was 20 dollars short. i was kinda mad about it. he got mad at me and said he is the one working for all the money and i should be happy with how much he gave me. what should i do?

scoot asked:


thanks =]

Joe asked:


I have a relative that lives in a personal care home.

The personal care home seems to serve as my relative’s “rep payee.” My relative’s income consists solely of Social Security benefits along with a bit of income from working in a “sheltered workshop.”

I am not aware of how the home sets the monthly fee that it charges my relative. It is possible that the home charges far more to people who have greater income/resources available.

My relative happens to use a lot of over the counter medications, which aren’t covered by medicaid/medicare.

The relative doesn’t fully trust that the home is handling her finances correctly. Sometimes, she will be told that she has run up a few hundred dollars worth of “bills” by purchasing so many over-the-counter medications.

The relative feels she makes progress at paying off her bills for over-the-counter medicines only to find out that she again owes a bunch of money.
I don’t know the law, but the home may in essence be entitled to every single penny that the relative gets from Social Security and from the sheltered workshop, less a monthly allowance.

The bottom line seems to be that the relative seems fearful that she owes hundreds of dollars for over the counter medicines (it’s interesting that someone deals with her as if she has a line-of-credit). She also seems disconserted that she works at the sheltered workshop but ends up owing almost off of her earnings (thought relatively small in size) to the home.

heather_chavous asked:


I’m 30 years old and I make a decent salary. I’ve been renting forever, and everyone keeps telling me I’d be better off to buy a house. So, I’m considering it.

But when I sit down and calculate what my monthly expenses will be with a mortgage, it seems I’ll have NO “free” money left. All of my money will go to bills!

How do you single homeowners do it? Are you broke all the time? Did you take in a roommate? Do you work 2 jobs?

I know other single homeowners who make less money than I do, and they seem to be doing OK. But I don’t want to seem nosey and ask them about their personal finances.

Ideas? Suggestions? Thanks!
I’m looking in the $100-$125K price range for a home…nothing fancy by any means! There’s not much around here for less than that, unless it’s a complete dump that would be better off bulldozed to the ground.

It’s not that I can’t afford the mortgage, but I just don’t want to be totally covered up in debt and have nothing left after paying the bills. I know people do it all the time, and they’re just fine. It just seems like it doesn’t look good on paper…?? I don’t know, I think I’m confusing myself now LOL.

aimhigh1184 asked:


I am 17 but I want to be knowledgeable in real estate and money management (Not as a job but just for knowledge). Are there any magazines or papers that people read so that they don’t make wrong decisions related to personal finance and are able to save more money. Also are there any steps I could do so that I would be able to quickly buy a house when I get a job. I already am doing good in school but I just want to know what else I could do so that I could really have an advantage in real estate and saving money. Thanks.

Enquirer asked:


Thanks in advance
Oh, if only things were that simple.

So far I have found out that Smile do not and have only seen positive confirmation for Barclays and Nationwide.

The ‘online market place’ is perhaps not so red hot as Quicken has pulled out of the UK market leaving Microsoft Money as the only serious contender (please correct me if I am wrong).
I am going to try to compile my own list of banks, building societies and credit cards that provide downloads for personal finance software. I have found an old one that may be of use, but I will try to get it updated. Will eventually get a page together and publish the address here.