no-name asked:


i’m interested in books and online sources for learning about all things finance. i want to learn more about personal finance and investing for myself, as well as larger scale and more complex financial strategies and instruments. what should i focus my research on? i’m intrigued by hedge funds and other alternative investments, but i also want to learn about more common and readily accessible investing vehicles and styles.

lendnk y asked:


Personal Finance Blog Looking for best way to start investment for small investors <<<=== has anyone any recommendations?

baby8angel_8888 asked:


commom mistakes people make, seek and expert advice

Wheels asked:


I keep track of my personal finances in Excel, specifically my debt (credit cards, student loans, and mortgage). I know my balance due and interest rate for each, and want to compute how long it will take me to pay off each item including compounded interest.

anonymous asked:


I would like to take some classes. Any specific classes to take to better manage personal finances and be more keen on catching paycheck stub errors as well as understanding how to live smart by not overworking and getting more taxed? I am a hard worker who would like to more a double job once school finishes, but I’m afraid I’ll pay so much in taxes. I don’t quite understand this whole taxation stuff and how to ensure a good retirement. Thanks.

Paul asked:


Where can I find an online personal finance manager similar to that which Yahoo Finance used to have; one into which I can set up accounts and it manages everything online. Kind of like Quicken but completely online

Thanks!
Why can’t I answer my own question if I’ve found a potential answer worth sharing?
Check out mVelopes. Anyone use it? This is what I’m looking for

Joe asked:


Sure, the market had a brief upturn after the anticipation of the rate cut this week, but soon, it’s back to reality. “Regular Joe’s” are still afraid to spend money from their personal finances because the economy stinks right now. What is the real fix?

FILAMUSA asked:


I read an article from Kiplinger’s Personal Finance (2/2008) and it said that by the age of 35 we should invest in a 529 college savings plan. What is the advantage of doing this? They did not specify if this was for me or for the kids so I am kinda curious on what you guys think.

Princess Billi Jo♥ asked:


Bernie and Pam Britten are a young married couple beginning careers and establishing a household. They will each make about $50,000 next year and will have accumulated about $40,000 to invest. They now rent an apartment but are considering purchasing a condominium for $100,000. If they do, a down payment of $10,000 will be required.

They have discussed their situation with Lew McCarthy, an investment advisor and personal friend, and he has recommended the following investments:

The condominium – expected annual increase in market value = 5%.
Municipal bonds – expected annual yield = 5%.
High-yield corporate stocks – expected dividend yield = 8%.
Savings account in a commercial bank-expected annual yield = 3%.
High-growth common stocks – expected annual increase in market value = 10%; expected dividend yield = 0.
Calculate the after-tax yields on the foregoing investments, assuming the Brittens have a 28% marginal tax rate (based on Public Law 108-27, The Jobs and Growth Tax Relief Reconciliation Act of 2003).
How would you recommend the Brittens invest their $40,000? Explain your answer.

SkiTeLOVE asked:


I heard theres some good websites you can go to and manage your finances on.. also i was thinking of using my Microsoft Money.. has anyone ever used that? If so, was it a good experience?