Yoda’s Duck asked:


I have the rare “joy” of being married to a man who is terrible with money. He habitually writes bad checks, refuses to delay gratification, and doesn’t like to keep a job for more than about 9 months. We’ve been married 7 years, and still don’t have a dime in savings. We don’t even own a home! I have managed to get us out of some of the red ink he’s gotten us into.

The crux of the problem is that we can’t have children. Yes we want them, so we will have to adopt, or have a surrogate. Both these options are a little more expensive, and require a little more planning and pro-active participation than the route most couples take to parenthood.

So- How do I help my husband learn sound financial habits? (Self discipline, budgeting, follow-through…)

Feel free to email or IM (evenings are best) me if you have questions.

Amelia B asked:


True or False

A higher deductible will reduce the amount paid for collision and comprehensive physical damage coverage.

Affordable health care has become one of the most important social issues of our time.

Multiple Choice

Which of the following statements is false?
A. Asset allocation is the process of spreading your assets among several different types of investments.
B. Asset allocation eliminates the risk associated with an investment program.
C. The time your investments can work for you is a major factor to consider when choosing investment alternatives.
D. Your age is a factor that should be considered when establishing an investment program.

David S asked:


The biz is $30k. what options are there? investors? no banks please.

liza asked:


i would like to know as i have been in a relationship and my personal finances have changed.

Anything i may need to know, that i have not asked that would give me a better understanding, would be helpfull-thanks in advance!

Panz asked:


I have a girlfriend who is great and we have been together for 4 years. She is fantastic in every way except for managing her finances. She currently earns more than me but she is always overdrawn and I have had to bail her out on more than one occassion.

She was brought up in a house where her father spent money loosley and she was never taught to appreciate the values of personal finance management. I have tried to broach the subject several times but it always ends in a arguement and she becomes really defensive. She doesnt open her bank statements and sometimes she even hides them! She can never estimate her current bank account within £300 + or – !

What can i do to make sure she sorts this issue out without having any more arguments? I don’t want to live like a pauper and grow old with her in a dingy bedsit! lol.

Kalifornia Citizen asked:


I am being asked personal finance questions by order of law by the Census dept. They state it’s a “dress rehersal” for the real one but they insist on knowing my personal finances. Does anyone know what their real motive is for this invasion of privacy?

adam asked:


does the government want to keep kids dumbed down? I dont understand…
finance is number one and should be in schools
more important then history, science, language… you need good credit to buy a house etc.. I was just talking to my friend who is 18 and I was educating him about credit, and he asked me if a credit card was free! can you believe that.. I dont know where are youth is headed….
I am from spain, excuse my bad sentence structure and spelling

cckrlvr asked:


1. Corporate structure may be defined as _____. (1 point)
the way a corporate building is structured
the way a business is organized
whether or not a company pays corporate taxes
the method a company uses to pay its employees

2. Which of the following might not be an option for increasing your present income? (1 point)
Requesting a promotion
Requesting a merit increase in pay
Quitting your job to find another
Looking for a better job without quitting your old job

3. Which of the following is true about a merit increase in pay? (1 point)
It is based only on how long you have been with the company.
You have prove that you deserve it more than your coworkers.
You automatically receive merit raises every year.
You might have to wait for a certain anniversary date to get it.

4. Your resume should include all of the following information EXCEPT: (1 point)
contact information.
personal history.
education background.
qualifications.

5. The single best way to increase your income is to get an education. Why? (1 point)
You automatically make more money if you are educated.
You automatically get promotions if you are educated.
You can obtain jobs that have higher starting salaries.
You will automatically receive better benefits.

6. Which of the following will probably earn a higher level of income? (1 point)
A female file clerk with a high school diploma and a year of college.
A male file clerk with a high school diploma and a year of college.
A male accountant with a Bachelor’s degree.
A female accountant with a Master’s degree in business administration.

7. The term median means _____. (1 point)
there are an equal number of employees earning above the amount provided and an equal number earning below the amount provided
there are an equal number of employees earning above the amount provided but not an equal number earning below the amount provided
there are an equal number of employees not earning above the amount provided but an equal number of employees earning below the number provided
the number calculated by adding all numbers together, then dividing by the total amount of numbers

8. The term average means _____. (1 point)
there are an equal number of employees earning above the amount provided and an equal number earning below the amount provided
there are an equal number of employees earning above the amount provided but not an equal number of employees earning below the amount provided
there are equal number of employees not earning above the amount provided but an equal number of employees earning below the amount provided
the number calculated by adding all numbers together, then dividing by the total amount of numbers

9. The term “educational attainment” means _____. (1 point)
you have earned a degree
you are attending school to earn a degree
whatever education you have gotten
you have earned the highest degree possible in your field

10. Your choice of career should be based on which factors? (1 point)
The location of possible jobs
Your interests and knowledge
The salary ranges and your interests
Whether or not they will provide daycare