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You are currently browsing the Personal Finance blog archives for April, 2007.

Archive for April, 2007

 

What should I do with my personal finances?

Saturday, April 21st, 2007
personal finances
T_Boy asked:


I have a 401k that I know nothing about (in terms on how to change my strategy and stuff) but have been contributing (10% each paycheck) for about 4 yrs now and my balance is near 7,000. Is there a way I can change or reallocate my money so my balance stops going down/minus? Next, I only have a checkings account? I want to start a savings for my future. What’s the ideal way to go about doing this? I’m getting married next year so I basically I want to save for a house/family and stuff…

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Finding a school computer Game called VB Personal Finance?

Wednesday, April 4th, 2007
personal finances
armando t asked:


There is this game on my school computers called Vb Personal Finance it is like sims but you dont control every movement of your character but instead you make a schedule, you can also get a job, buy stocks, you manage your food by buying it at a market. its a really addicting game. If anyone has any links on whee I can find it please post it.

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What is the best way for a 19 year old to learn about personal finance?

Monday, April 2nd, 2007
personal finances
NeoElectric asked:


I’m a young guy and I pretty much have very little idea on how personal finance works in the real world. I know that you have to deal with bank accounts, payments, investments, insurance, and money management; I just want to be able to know everything there is to know about all of this once I live an independent life after college.
darkangel9088, that’s just the thing – I have no personal finances that I actually have to deal with at the moment, because I live at home with my parents and I’m dependent on them.

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Anyone take a personal loan to pay off credit cards?

Monday, April 2nd, 2007
personal finances
Karl asked:


I was wondering if anyone took a personal bank loan in order to pay off their credit card balances? Do banks actually offer a credit card consolidation loans yet and for that purpose only? From what I understand this would be better than a 401K loan. Forget the home equity loan. Also heard enough about those so called “credit card repair companies” that they are not worth it. About 16k owed and I am sick and tired of their finance charges , late fees, etc. Want rid them once and for all!

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