Neil_R asked:


My mother is retiring next year.

What can she do now, within the UK personal finance spectrum (savings schemes, tax credits, pension scheme tricks and tips, discount schemes for pensioners) that will mean she can enjoy a nice lump sum on retirement?

She worked for the NHS for a time, but now works in a private health care and I’m pretty sure she has a private pension scheme too. Does that change things?

All answers ABOVE BOARD please! ]

macsfins asked:


Everyone is trying to better manage their personal finances. Some of the online personal finance sites appear to be gaining in popularity. If you are unfamiliar with them, Ars Technica, recently wrote an article about Wesabe.com: http://arstechnica.com/web/news/2009/01/hands-on-wesabe-helps-you-pinch-pennies-avoid-banke-fees.ars

Other sites include: Mint.com and Quicken Online.

- If you use one of the sites mentioned, what do you think about them?
- If you don’t, would you ever consider trying them out? Why or why not?

Full disclosure: As some of you already know, I represent State Farm. I am just here to gather your feedback as we work to help people make better personal finance decisions. Thanks.

ps asked:


Which free personal finance software(clearcheckbook, mint, Guncash, AcemoneyLite, PL cash etc) has online bill pay feature?? If you have any other free software that works please inform. Thanks

kikkoman619 asked:


I’m in California and am looking for a lender that can finance a $6-$8,000 personal loan to pay off some debts. I have a decent paying job, and am willing to pay a larger interest rate. I have tried credit.com, AIG, among others suggested on this site. Has anyone found a new lender?
I’ve also tried citifinancial.