British.Tabloids asked:


It seems like a no brainer to me! Everybody needs to know how to save and spend wisely, everybody needs to know how to eat right. Have we forgotten what’s important??? There’s just too many people with credit problems and people with problems with their weight.

jimisrvrox asked:


Why is it that it is never taught in school to get people to think for themselves? Blame teaching to a test or what have you, but there are no excuses to not guide people to think for themselves. Why is it that the subject of money aka Personal Finance is never taught to kids or even college students? Sure, say that these things are a parents responsibility. Parents will come up with all kinds of excuses. Parents continually rely on the system to teach their kids and fail to teach their kids the values they need. After all, we do have a Dept of Education who is supposed to make our system work, but its quite obvious that nothing is being done to improve things(because its a govt job and its all about the money) So, with all of this being said, what in your opinions is the underlying causes to our failures in our public education system?

*()()() FurElise()()()* asked:


This year I’m a junior in high school taking 2 honors classes(English and science) and one AP class (US History). I have an opportunity to switch out of one of my electives (personal finance) to switch into AP Art History. This is the last year the class will be offered at my school because the teacher of it retired last year but she is coming back just to teach this one class. I know that she is an excellent teacher, and I would learn a lot, I also love art. Personal finance though, is also a class I really wanted to take. I’m a cheapskate, I love to save money, so this class is good for me. I would not get a chance to take it senior year because the electives I’m taking are Anatomy and Physiology, Spanish, AP Literature, US Government(half semester class), and AK History(half semester class). The last two classes are required at my school so I can’t opt out of them. And I really want to take the others. I am a straight A student so I know I can handle the course load, but I don’t know which one would benefit me more in the long run.

So….. should I stay in personal finance or switch to AP Art History?
What would you do if you were me?

Thanks.

cckrlvr asked:


1. Corporate structure may be defined as _____. (1 point)
the way a corporate building is structured
the way a business is organized
whether or not a company pays corporate taxes
the method a company uses to pay its employees

2. Which of the following might not be an option for increasing your present income? (1 point)
Requesting a promotion
Requesting a merit increase in pay
Quitting your job to find another
Looking for a better job without quitting your old job

3. Which of the following is true about a merit increase in pay? (1 point)
It is based only on how long you have been with the company.
You have prove that you deserve it more than your coworkers.
You automatically receive merit raises every year.
You might have to wait for a certain anniversary date to get it.

4. Your resume should include all of the following information EXCEPT: (1 point)
contact information.
personal history.
education background.
qualifications.

5. The single best way to increase your income is to get an education. Why? (1 point)
You automatically make more money if you are educated.
You automatically get promotions if you are educated.
You can obtain jobs that have higher starting salaries.
You will automatically receive better benefits.

6. Which of the following will probably earn a higher level of income? (1 point)
A female file clerk with a high school diploma and a year of college.
A male file clerk with a high school diploma and a year of college.
A male accountant with a Bachelor’s degree.
A female accountant with a Master’s degree in business administration.

7. The term median means _____. (1 point)
there are an equal number of employees earning above the amount provided and an equal number earning below the amount provided
there are an equal number of employees earning above the amount provided but not an equal number earning below the amount provided
there are an equal number of employees not earning above the amount provided but an equal number of employees earning below the number provided
the number calculated by adding all numbers together, then dividing by the total amount of numbers

8. The term average means _____. (1 point)
there are an equal number of employees earning above the amount provided and an equal number earning below the amount provided
there are an equal number of employees earning above the amount provided but not an equal number of employees earning below the amount provided
there are equal number of employees not earning above the amount provided but an equal number of employees earning below the amount provided
the number calculated by adding all numbers together, then dividing by the total amount of numbers

9. The term “educational attainment” means _____. (1 point)
you have earned a degree
you are attending school to earn a degree
whatever education you have gotten
you have earned the highest degree possible in your field

10. Your choice of career should be based on which factors? (1 point)
The location of possible jobs
Your interests and knowledge
The salary ranges and your interests
Whether or not they will provide daycare

lend322 asked:


With the stats in on how many people are in debt I think it is greatly needed. If people follow some simple principles on savings, retirement, and other money matters they would be a whole lot better off in the long run. It seems like some common sense financial habits are way out of the norm in the U.S. Why not teach it in school?
The debt that most people get into (except maybe mortgages) is hurtfurl to individuals as well as the economy.

Think Richly™ asked:


I’ve never taken a course called ‘personal finance’ or ‘how to get rich’. Have you?

I have also never been given a reading list for personal development or wealth building books like.. “Think and Grow Rich” by Napoleon Hill, “The Richest Man in Babylon” by George S. Clason, or “The Science of Getting Rich” by Wallace D. Wattles.

Why is that?
Tangerine: If you ask a millionaire, at least 1 out of 5 would have read one of the books above, and have used the principles taught in the books (or something similar).